When your property is damaged, managing an insurance claim can feel overwhelming. PCLA are independent Loss Assessors representing homeowners and businesses — we work for you, not the insurer. From our local Northern Ireland team, we take care of every detail so you can focus on putting your home or business back to normal.
Serving Ballymena, Antrim, Broughshane, Cullybackey, Ahoghill, Portglenone, and Kells.
“PCLA handled everything quickly and professionally. They kept me informed at every stage until the claim was paid.”
FCA regulated • No Win, No Fee • 250+ five-star reviews
After property damage, insurers appoint a Loss Adjuster to protect their interests. PCLA act for you — the policyholder — to make sure your claim is fair and fully settled.
You don’t have to face your insurer alone — we handle the process, the paperwork, and the negotiation.
With our ‘Local Service for County Antrim Homeowners‘, we manage insurance claims throughout Ballymena and nearby towns such as Antrim, Ahoghill, and Broughshane. PCLA help with every major type of property damage claim:
No Win, No Fee! – You only pay if your claim is successful.
A homeowner in Ballymena experienced a burst pipe under the kitchen floor…

A client's Galgorm bungalow had an underfloor concrete slab leak that seemed impossible to locate. PCLA used specialist detection equipment to pinpoint the exact location, then managed the complex claim.

When a client noticed damp patches spreading across their Ballymena semi-detached home's ceiling, PCLA stepped in. We traced the leak's origin and took control of the insurance claim process.

After a central heating leak flooded their Broughshane detached home, a client contacted PCLA. We arranged immediate repairs, gathered all evidence, and negotiated directly with their insurer.
*based on Google reviews
EXCELLENT Based on 254 reviews Posted on Nikhil Nair29/07/2025Trustindex verifies that the original source of the review is Google. Had a really great experience with this company. Declan was friendly and reassuring right from the first call, which made a stressful situation much easier to handle. He gave solid advice throughout, and everything ended up being really straightforward in the end. Would definitely recommend!Posted on Sean McKay23/07/2025Trustindex verifies that the original source of the review is Google. Declan was very professional and made the process stress free from start to finishPosted on Roland Graydon22/07/2025Trustindex verifies that the original source of the review is Google. After discovering an underground leak in our kitchen, we contacted The Leak Doctor, who quickly and efficiently located and repaired the issue. They recommended PCLA to handle our insurance claim on our behalf. From our first call to PCLA, the process was seamless. Declan promptly got in touch to arrange a visit and assess the overall damage. He arrived as scheduled, conducted a thorough assessment, and took down our insurance details. Declan managed all communication with the insurance company and organised a follow-up visit with their assessor. The entire process, from discovery to resolution, was handled professionally and completed within just five weeks. We were very impressed with the efficiency and support throughout.Posted on 2424doc17/07/2025Trustindex verifies that the original source of the review is Google. Extremely satisfied dealing with this company, Matthew put me at ease from the first call I made. The stress of a home accident was lessened, good advice given and in the end it was all very straight forward! Highly recommendPosted on Ruairi Mallon22/06/2025Trustindex verifies that the original source of the review is Google. Fantastic service. Claim was sorted in no time. Would highly recommendPosted on Ryan McFaul04/06/2025Trustindex verifies that the original source of the review is Google. After discovering a leak under the floor we didn’t know where to turn.We were put in touch with Jordan at PCLA who was extremely prompt,efficient and professional.He removed any stress from the situation and dealt with everything on our behalf.Couldn’t recommend him enough.Posted on Tony Mckinney28/05/2025Trustindex verifies that the original source of the review is Google. PCLA were excellent to deal with for our claim. Jordan kept us up to date throughout the process until everything went through, taking all the hassle out of our hands. Thoroughly recommended.Posted on Finbarr Kelly16/05/2025Trustindex verifies that the original source of the review is Google. PCLA were very good from the start of our claims process and keeping us well informed throughout the process. Our Loss assessor Jordon helped take away all the dealings with the loss adjuster and insurance company as myself and my wife work full time.Posted on Paul McCaugherty14/05/2025Trustindex verifies that the original source of the review is Google. We engaged pcla and namely, Declan Gilmore after storm Eowyn, Declan went over and above to take care of this matter on behalf of Clan na gael clg Lurgan. he gave a professional, efficient service and we highly recommend Declan and associates to anyone requiring these type of services.Posted on Andrew Wilson06/05/2025Trustindex verifies that the original source of the review is Google. Excellent service highly recommended
“They did all the chasing and negotiating. I would never have managed it alone.” — Ballymena client
We work on a No Win, No Fee basis. Our standard fee is 10% of the final settlement plus VAT — nothing upfront.
Included:
If your claim isn’t successful, you pay nothing.
Suffering damage to your home is stressful enough. Here, we answer the most common questions we hear from homeowners in Ballymena to give you clarity and confidence.
That’s the most important question you can ask. The Loss Adjuster who visits your Ballymena home works for, and is paid by, your insurance company. Their role is to assess the damage with their employer’s financial interests in mind.
As your personal Loss Assessor at PCLA, we work exclusively for you. We are your professional advocate, and our sole purpose is to manage your claim to ensure you receive the maximum settlement you are rightfully entitled to under your policy. We level the playing field and fight for your best interests, not the insurer’s.
We understand this concern completely, which is why our service is designed to be an investment, not an expense. We operate on a No Win, No Fee basis, so you pay nothing upfront. Our fee is 10%+VAT of the final settlement offer we secure for you.
Because our success is tied directly to yours, we are motivated to maximise your claim. Our clients consistently find that the increased settlement we negotiate far outweighs our fee, leaving them in a significantly better financial position than if they had handled the claim alone.
Find out how much more you could be entitled to. Contact us for a free, no-obligation review of your claim.
Quite the opposite. Our service is specifically designed for busy homeowners just like you. We take the entire burden of the claim off your shoulders. Think of us as your personal project manager for the insurance claim.
We handle the endless paperwork, the difficult phone calls, the complex policy wording, and all negotiations with the insurer’s representatives. We simplify the process, providing you with clear, simple updates while you focus on your family and work. We manage the stress so you don’t have to.
Yes, we do. Our team has a strong track record of managing property damage claims for homeowners right here in Ballymena and across County Antrim. We understand the local property types and have established relationships with reputable local surveyors, builders, and suppliers.
Being a Northern Ireland-based firm means we are accountable, regulated, and understand the local landscape. It also means we can be on-site at your property quickly to provide a fast, effective response when you need it most. Choosing PCLA means choosing a local expert dedicated to your claim.
Let’s discuss your situation. Call our local team today for a complimentary, confidential chat about your property damage.
We handle claims across Ballymena and neighbouring communities including Antrim, Portglenone, Ahoghill, Cullybackey, Kells, and Galgorm.
Did you know: Older properties in County Antrim often suffer water damage from leaking pipes — PCLA help homeowners recover their full entitlement quickly and fairly.
Get Professional Help with Your Insurance Claim!
PCLA represent homeowners — not insurers. We manage the entire claims process so you receive a fair settlement without the stress.
Call PCLA to Request Your Free Claim Review Today!
Property Claims Loss Assessors Ltd (PCLA) are independent Loss Assessors helping homeowners and businesses across Northern Ireland secure fair insurance settlements.
We’re fully insured and FCA regulated (FRN 933781).
Trusted by policyholders, landlords and commercial clients.
PCLA – Loss Assessor | Insurance Claims | No Win-No Fee