Loss Assessor Services in Belfast

When your property is damaged, managing your insurance claim can feel stressful and uncertain. PCLA are independent Loss Assessors based in Belfast, representing homeowners and businesses—not insurers—to make sure every claim is handled fairly and settled properly.

028 9581 5318

FCA regulated • No Win, No Fee • 250+ five-star reviews

Why choose a local Loss Assessor?

When you make a claim, the insurer appoints a Loss Adjuster to act for them. We act for you. From our Belfast office, we handle claims for fire, water, oil, storm and structural damage—making sure the settlement reflects the true cost of reinstatement.

Call 028 9581 5318

Types of claims we manage in Belfast

We manage residential and commercial property claims across Greater Belfast and surrounding areas:

Water Damage Claims

PCLA handle claims for leaks, floods, or escape of water, ensuring the full extent of damage is properly documented and covered.

Burst Pipe Claims

When pipes burst unexpectedly, we assess the damage, organise reports, and manage the claim process from start to finish.

Fire Damage Claims

From small kitchen fires to major property losses, we record the damage and manage your insurance claim for full reinstatement.

Oil Spill Claims

We oversee claims following domestic heating oil leaks, including clean-up coordination and environmental reporting.

Commercial Property Claims

PCLA act for business owners dealing with damage or interruption to offices, retail premises, or industrial buildings.

Septic Tank Claims

PCLA manage claims for leaks, overflow, or contamination from septic tanks and private waste systems.

Learn more about our Loss Assessor services across Northern Ireland.

How we work for you

  1. Free consultation & property visit – We assess the damage at your home or business in Belfast.
  2. Evidence & documentation – We prepare detailed repair schedules and supporting reports for your insurer.
  3. Negotiation – We deal directly with the insurer’s Loss Adjuster on your behalf.
  4. Settlement & reinstatement – You receive a fair payout covering the full reinstatement cost.

Recent claims in Belfast

Malone Road, February 2025

Burst pipe in townhouse. Managed claim and full redecoration costs agreed.

East Belfast, October 2024

Fire damage in terraced home. Negotiated full reinstatement settlement.

Dundonald, July 2024

Oil tank leak. Clean-up and replacement tank approved by insurer.

Belfast's Favourite Loss Assessor

*based on Google reviews

Why Belfast clients trust PCLA

  • Based in Belfast with a full-service local team.
  • FCA regulated and fully independent.
  • No Win, No Fee.
  • 250+ verified Google reviews.
  • Decades of experience managing Northern Ireland claims.

FAQs – Loss Assessor Belfast

A Loss Assessor is a professional who acts on your behalf during an insurance claim. If your Belfast property has suffered damage and you feel unsure about dealing with the insurer alone, a Loss Assessor can help you prepare your claim, gather evidence, and communicate with your insurer to support a fair outcome.

Loss Assessors can support claims for many kinds of property damage—such as fire, flood, escape of water, storm, theft, and subsidence. If you’re dealing with any unexpected damage, we can help you manage your insurance claim from start to finish.

A Loss Adjuster assesses your claim for the insurance company and looks after their interests. A Loss Assessor works for you, the property owner, and aims to ensure your claim is fully documented and fairly settled.

A Loss Assessor has experience with claims, negotiation, and insurance policy terms. We know what evidence to provide and how to present your case, which can help you avoid common pitfalls and improve your chances of a fair settlement.

We visit your property to assess damage, help you gather documents, prepare your claim, and negotiate with your insurer. We keep you updated and work to resolve your claim smoothly and efficiently.

All fees will be clearly explained before you decide to appoint us. Usually, our cost is a percentage of your final settlement offer (10% + VAT).

We don’t normally ask you to pay anything upfront. We’ll only invoice you once your insurance company has paid you!

We aim to arrange a visit as promptly as possible—often within 24 hours, depending on your situation. Contact us and we’ll confirm availability based on your location in Belfast.

Once you appoint us, we will assess your property’s damage, collect the needed information, and prepare your insurance claim. We’ll keep you informed throughout and handle communication with your insurer on your behalf.

Need a Loss Assessor in Belfast?

Call today or visit our Belfast office. We’ll assess your damage, handle your claim and deal with your insurer.

Call 028 9581 5318

FCA regulated • No Win, No Fee • 250+ five-star reviews

Areas we cover around Belfast

We attend properties across:

  • Greater Belfast;
  • Lisburn;
  • Newtownabbey;
  • Holywood;
  • Carryduff;
  • Hillsborough.