Property Claims Loss Assessors

Have you suffered structural damage and need to make an insurance claim, but don’t know where to start?

Our Loss Assessors will provide you with expert advice and support. Guaranteed.

Our promise is to get you the best possible settlement under the terms of your policy.

PCLA Assessing Crack in the wall of a house.

Subsidence or Structural Damage Insurance Claim

Structural damage to a property can be a scary prospect. Whether you notice cracks forming in your building; your doors or windows start sticking; or movement to the building itself; all of these can cause quite a shock.

Structural damage claims can be covered under a number of different insured perils: Subsidence, Heave or Landslip. Structural damage cases can be complex and may require expert evidence and technical data.

If you think your building is suffering from structural damage, call PCLA today and arrange for one of our Building Surveyors to visit your property to undertake a no obligation free survey. PCLA will assess your situation for free and help take the stress out of your insurance claim.

How can PCLA help you make a structural damage claim?

PCLA have a team of qualified Building Surveyors who can assess the damage at your property to determine if Subsidence, Heave or Landslip are occurring. We can assess the movement and undertake tests to see if this issue is historic, seasonal, or ongoing.

If needed PCLA can also help to arrange emergency repairs, plumbers, leak detectors, Structural Engineers etc if necessary and give advice as to how best secure your property from any further further movement or damage.

PCLA take the stress out of structural damage insurance claims.

What our client's say

Ciaran Connolly
Ciaran Connolly
28/06/2022
PCLA provided support and advice throughout the claim process which made it as stress free as possible. I would highly recommend them 👌
Kenny Cahoon
Kenny Cahoon
10/06/2022
Can't thank Greg enough for his work and service. When our problem was reported Greg was straight out the following day. He gave us peace of mind and that the process was in safe hands. Highly recommended! Il be sure to pass him onto others! He didn't disappoint.
Shauneen Cosgrove
Shauneen Cosgrove
08/06/2022
Jordan couldn't have been more helpful and kept me up to date with the progress during all stages of my claim. Great outcome also, would definitely recommend using them.
raymond o hagan
raymond o hagan
08/06/2022
I think you can't go wrong with Declan and the team at property claims loss assessors. They looked after me and my claim very quickly and efficiently and with a great result I would highly recommend people to have a look at them before proceeding with any claim you think you may have
Kevin Flannigan
Kevin Flannigan
07/06/2022
I highly recommend using this company. They took all the stress out of our home insurance claim achieving a very satisfactory result. Prompt and efficient...great at communicating we could relax knowing that Property Claims Loss Assessors were representing our interests.
con heron
con heron
26/05/2022
Absolute pleasure to work with, was dealing with Jordan and everything was sorted smoothly with no hassle. Couldn't recommended enough
Stephen
Stephen
26/05/2022
Great service from Greg and PCLA. Took away all the hassle and delivered a positive outcome.
Colin Havern
Colin Havern
17/05/2022
Fantastic service, everything was made very clear and all the hastle taken out of a difficult situation by Declan. Highly recommended.
Stephen Darragh
Stephen Darragh
11/05/2022
Greg & his team weee professional and communication was great. The entire process was painless with a great result at the end. Totally recommended. A+

What is structural damage?

Structural damage to your home can affect any part of your property. When the foundations, walls or roof become compromised you will have structural damage. Subsidence usually causes structural damage.

The Different types of Structural damage

What is Subsidence?

Subsidence is defined as the downward movement of the ground on which a building sits.Structural damage causes a crack in the wall of a house. This movement is independent of the building itself. Subsidence occurs when your property starts to sink into the ground’s surface, causing damage to your foundations and manifests itself with cracking to the building. If the ground beneath your property starts to dry out and shrink, it will cause subsidence. This could be caused by long periods of dry weather or large trees and shrubs soaking up water, both of which could increase the risk of subsidence at your property. Leaking drains are also a known cause of subsidence.

What is Heave?

Heave is the opposite of subsidence and occurs due to ground swelling and pushing the building upwards. Heave can occur when trees are removed around the building increasing the moisture content in the soil and causing the ground to expand.

What is a Landslip?

As the name suggests, Landslip is when the land on which the building sits begins to fall away. This can occur for a number of reasons including erosion or inadequate structures to retain the land.

Signs Of Structural damage

No one likes to find a crack in their wall. More often than not, homeowners who believe they have signs of subsidence are actually seeing cracks caused by natural shrinkage or swelling. If you suspect subsidence at your house it’s important to get a trained professional, such as PCLA, to inspect the damage before jumping to conclusions. PCLA offer a free call out service to inspect the damage and will provide expert advice on how best to proceed with your insurance claim.

PCLA will ensure you get the full amount that you're entitled to under the terms of your insurance policy.

Making an insurance claim for structural damage can be time consuming and require expert investigation. At PCLA, we’re here to help.

  • Our experienced loss assessors work on your behalf.
  • We manage the entire claim process, so you don’t have to worry.
  • Not only do we deal with the insurance company, we even compile priced schedules of works to fix the damage.
  • PCLA takes care of everything to make sure you receive everything you are entitled to.

Trust PCLA with your insurance claim

Related Articles

What is impact damage insurance?

What is impact damage insurance?

This type of insurance claim is not as common as other forms of property claims. But, if you are unlucky enough to experience impact damage to your property, it is important to know how to make a successful insurance claim.

We offer help and advice for all instances of Commercial or Domestic Property Damage. Use the links below to learn more about how a loss assessor can take the stress out of your insurance claim.

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Property Claims Loss Assessors Ltd. are authorised and regulated by the Financial Conduct Authority. FRN 933781. © 2020 | Cookies and Privacy Policy

Address: 2 Mount Oriel, Saintfield Road, Belfast, BT8 7HR
Tel: 028 9521 2991 | Email: [email protected]