When your property is damaged, managing an insurance claim can feel overwhelming. PCLA are independent Loss Assessors representing homeowners and businesses — we work for you, not the insurer. From our local Northern Ireland team, we take care of every detail so you can focus on putting your home or business back to normal.
Serving Ballymena, Antrim, Broughshane, Cullybackey, Ahoghill, Portglenone, and Kells.
“PCLA handled everything quickly and professionally. They kept me informed at every stage until the claim was paid.”
FCA regulated • No Win, No Fee • 250+ five-star reviews
After property damage, insurers appoint a Loss Adjuster to protect their interests. PCLA act for you — the policyholder — to make sure your claim is fair and fully settled.
You don’t have to face your insurer alone — we handle the process, the paperwork, and the negotiation.
With our ‘Local Service for County Antrim Homeowners‘, we manage insurance claims throughout Ballymena and nearby towns such as Antrim, Ahoghill, and Broughshane. PCLA help with every major type of property damage claim:
No Win, No Fee! – You only pay if your claim is successful.
A homeowner in Ballymena experienced a burst pipe under the kitchen floor…

A client's Galgorm bungalow had an underfloor concrete slab leak that seemed impossible to locate. PCLA used specialist detection equipment to pinpoint the exact location, then managed the complex claim.

When a client noticed damp patches spreading across their Ballymena semi-detached home's ceiling, PCLA stepped in. We traced the leak's origin and took control of the insurance claim process.

After a central heating leak flooded their Broughshane detached home, a client contacted PCLA. We arranged immediate repairs, gathered all evidence, and negotiated directly with their insurer.
*based on Google reviews
EXCELLENT Based on 261 reviews Posted on Nathan11/12/2025Trustindex verifies that the original source of the review is Google. PCLA were very fast to respond and to act on our behalfPosted on Tracy Carnduff11/12/2025Trustindex verifies that the original source of the review is Google. Excellent service from Jordan, he did absolutely everything to do with the claim which took all the hassle out of the process making the whole experience effortless for me. Would absolutely recommend him and his company again. First classPosted on Aileen Bowman11/12/2025Trustindex verifies that the original source of the review is Google. I was struggling and frustrated with insurance claim then called in Jordan who took over and handled everything with a very successful outcome. Highly recommendedPosted on Steven McAllister08/12/2025Trustindex verifies that the original source of the review is Google. This company is 1st class from start to finish fast/friendly and reliable and gets the job done highly recommendedPosted on Lenny McKee24/11/2025Trustindex verifies that the original source of the review is Google. .can fully recommend Declan and PCLA 100%Posted on Rosemary Markey18/11/2025Trustindex verifies that the original source of the review is Google. Our loss assessor Declan was very professional and kept us informed throughout our claim and his expertise secured a settlement far and beyond what we could have achieved on our own. For a stress free claim experience! I would highly recommend PCLA with your claim!Posted on m dcr14/11/2025Trustindex verifies that the original source of the review is Google. Excellent service by Declan of PCLA. He liaised with the insurers on our behalf and took care of everything. We believe he achieved a better settlement than we would have got had we dealt with the insurers ourselves. 100% recommendedPosted on Adam Harrison29/10/2025Trustindex verifies that the original source of the review is Google. Declan from PCLA was brilliant throughout. We had an issue with storm damage, he came within a numbers of days to inspect and then the following week with the insurer. Within 24hrs we had a settlement! Great communication and really easy to work with. Appreciate all Declan done for us!Posted on Nikhil Nair29/07/2025Trustindex verifies that the original source of the review is Google. Had a really great experience with this company. Declan was friendly and reassuring right from the first call, which made a stressful situation much easier to handle. He gave solid advice throughout, and everything ended up being really straightforward in the end. Would definitely recommend!Posted on Sean McKay23/07/2025Trustindex verifies that the original source of the review is Google. Declan was very professional and made the process stress free from start to finish
“They did all the chasing and negotiating. I would never have managed it alone.” — Ballymena client
We work on a No Win, No Fee basis. Our standard fee is 10% of the final settlement plus VAT — nothing upfront.
Included:
If your claim isn’t successful, you pay nothing.
Suffering damage to your home is stressful enough. Here, we answer the most common questions we hear from homeowners in Ballymena to give you clarity and confidence.
That’s the most important question you can ask. The Loss Adjuster who visits your Ballymena home works for, and is paid by, your insurance company. Their role is to assess the damage with their employer’s financial interests in mind.
As your personal Loss Assessor at PCLA, we work exclusively for you. We are your professional advocate, and our sole purpose is to manage your claim to ensure you receive the maximum settlement you are rightfully entitled to under your policy. We level the playing field and fight for your best interests, not the insurer’s.
We understand this concern completely, which is why our service is designed to be an investment, not an expense. We operate on a No Win, No Fee basis, so you pay nothing upfront. Our fee is 10%+VAT of the final settlement offer we secure for you.
Because our success is tied directly to yours, we are motivated to maximise your claim. Our clients consistently find that the increased settlement we negotiate far outweighs our fee, leaving them in a significantly better financial position than if they had handled the claim alone.
Find out how much more you could be entitled to. Contact us for a free, no-obligation review of your claim.
Quite the opposite. Our service is specifically designed for busy homeowners just like you. We take the entire burden of the claim off your shoulders. Think of us as your personal project manager for the insurance claim.
We handle the endless paperwork, the difficult phone calls, the complex policy wording, and all negotiations with the insurer’s representatives. We simplify the process, providing you with clear, simple updates while you focus on your family and work. We manage the stress so you don’t have to.
Yes, we do. Our team has a strong track record of managing property damage claims for homeowners right here in Ballymena and across County Antrim. We understand the local property types and have established relationships with reputable local surveyors, builders, and suppliers.
Being a Northern Ireland-based firm means we are accountable, regulated, and understand the local landscape. It also means we can be on-site at your property quickly to provide a fast, effective response when you need it most. Choosing PCLA means choosing a local expert dedicated to your claim.
Let’s discuss your situation. Call our local team today for a complimentary, confidential chat about your property damage.
We handle claims across Ballymena and neighbouring communities including Antrim, Portglenone, Ahoghill, Cullybackey, Kells, and Galgorm.
Did you know: Older properties in County Antrim often suffer water damage from leaking pipes — PCLA help homeowners recover their full entitlement quickly and fairly.
Get Professional Help with Your Insurance Claim!
PCLA represent homeowners — not insurers. We manage the entire claims process so you receive a fair settlement without the stress.
Call PCLA to Request Your Free Claim Review Today!
Property Claims Loss Assessors Ltd (PCLA) are independent Loss Assessors helping homeowners and businesses across Northern Ireland secure fair insurance settlements.
We’re fully insured and FCA regulated (FRN 933781).
Trusted by policyholders, landlords and commercial clients.
PCLA – Loss Assessor | Insurance Claims | No Win-No Fee