PCLA Scotland

Water damage claims come in all forms. The most common include leaking pipes from showers and baths, dish washer leaks, washing machine leaks, and drainage leaks.

We thoroughly assess water-damaged properties across Northern Ireland, skilfully navigate complex insurance policy terms, and persistently champion our clients’ interests to ensure they receive fair settlement offers for both immediate repairs and long-term remediation needs.

One of the most devastating events that can happen to a family is when their home has been damaged by fire. Getting your life back to normal can be complicated and time consuming. 

We thoroughly assess fire-damaged properties throughout Northern Ireland, strategically challenge insurer undervaluations using British regulatory standards, and relentlessly advocate for comprehensive settlements that address visible damage, smoke contamination, and structural integrity concerns.

Oil Spill damage is probably the most underestimated and most devastating type of damage to your health and property.
If you think you may have an oil leak at your property, call Property Claims Loss Assessors (PCLA) today and arrange for one of our Assessors to visit your property to undertake a no obligation free survey.

We methodically document domestic oil spill contamination in properties across Northern Ireland, manage the specialised environmental compliance requirements within British insurance frameworks, and persistently negotiate for settlements that cover both immediate cleanup costs and long-term environmental remediation needs.

Septic tank damage relates to any kind of physical harm or impairment that happens to a septic tank. If you suspect you have an issue with your septic tank, please call PCLA today. Our team of experts are dedicated to making the claims process as stress-free as possible, ensuring you receive the settlement you are entitled to.

We thoroughly assess damaged septic tank systems throughout properties in Northern Ireland, expertly interpret complex policy coverage for underground utilities under British insurance standards, and diligently negotiate comprehensive settlements that address both immediate repairs and potential environmental compliance requirements.

With the increasing amount of storms and the damage they cause, it is more important than ever to have a qualified professional, such as Property Claims Loss Assessors, acting on your behalf to represent you through the claim process.

We comprehensively document storm-related property damage across Northern Ireland, skilfully navigate weather-specific policy exclusions common in British insurance policies, and persistently negotiate for settlements that fully address both immediate repairs and preventative measures against future weather vulnerabilities.

If you have suffered any damage to your home or contents then your best course of action is to speak to us for advice, where we can tell you if your accidental damage incident is likely to be covered.

We meticulously document household accidents throughout homes in Northern Ireland, strategically interpret accidental damage clauses within British insurance policies, and tenaciously negotiate fair settlements that address repair costs while challenging common insurer attempts to deny coverage based on wear-and-tear exclusions.

Did you know that the average domestic flood claim is around £31,000? It is imperative that you have a qualified professional such as Property Claims Loss Assessors (PCLA) acting on your behalf should your property be affected by flooding and you need to make a claim.

We thoroughly assess flood-damaged properties across all Northern Ireland flood risk zones, expertly navigate the complex Flood Re scheme and British environmental regulations, and persistently advocate for comprehensive settlements that address both immediate restoration and long-term structural resilience needs.

Impact damage is exactly as it sounds, when something impacts your property and causes damage. The two main causes are from vehicles colliding with your property or heavy machinery, for example diggers, hitting your boundary wall.

We meticulously document all forms of impact damage to UK properties, skilfully navigate third-party liability provisions within British insurance frameworks, and persistently negotiate for settlements that cover both structural repairs and consequential losses resulting from vehicle collisions, falling trees, or other impacting objects.

Unfortunately, theft and burglary claims are on the rise. Your insurance company may only be willing to pay for some of the stolen items. They might ask you questions, which if not answered correctly, might result in them withholding the full settlement. Contact us to get professional advice on your claim before contacting your insurance company.

We systematically document stolen property and security breaches throughout homes in Northern Ireland, expertly interpret British insurance policy requirements regarding proof of forced entry and security measures, and tenaciously negotiate comprehensive settlements that address both material losses and necessary security enhancements.