Maximise Your Property Damage Claim by Up to 40%

Don't let insurance hassles ruin your busy life.
PCLA's expert Loss Assessors will handle your claim, so you don't have to.

No win, no fee – you have nothing to lose!

  • 24-Hour Response
  • 40% Higher Settlements
  • 20+ Years Experience
  • Over 220 5* Reviews

What would you do with 40% more on your claim settlement?

Call Today To Arrange Your Free Claim Assessment.

Don’t Risk Losing Thousands on Your Home Insurance Claim

Our clients typically receive 40% more than they would on their own.

  • Maximise Your Settlement: While insurance companies often offer quick, low settlements, our experts ensure you don’t leave money on the table.
  • 24-Hour Response: Time is critical in property damage claims. We’re by your side within 24 hours, preventing further losses.
  • 20+ Years of Experience: Our seasoned professionals know every tactic insurers use to minimise payouts.
  • No Win, No Fee: You have nothing to lose and potentially thousands to gain.

Don’t settle for less. Get your free claim assessment now!

“I was ready to accept the insurance company’s initial offer of £10,000 for my water damage claim. PCLA’s experts negotiated a final settlement of £14,000 – a 40% increase!” – Sarah T., Belfast

No stress, no hassle

We'll speak to your Insurance Company and meet with the Loss Adjuster.
We compile all costs - so there's no need for you to get builders' quotes!

Get your full entitlement

Our promise is to get you the best possible settlement under the terms of your policy.
With all of the money going directly to you.
No win, no fee!

Fast Response

We understand the urgency of your claim. That's why we can provide a free property damage survey within 24 hours.

We Make Insurance Claims Easy

5/5

Instant Peace of Mind

“From the moment I contacted PCLA, my stress vanished. They answered every call and text immediately, handling my entire claim. Without them, I would have been lost. If you’re facing a claim, don’t wait – call PCLA today!” Sarah M., Belfast
5/5

40% Higher Settlement Than Expected

“When a water leak caused extensive damage to our home, PCLA took over our claim. Their expert assessment and negotiation skills resulted in a settlement 40% higher than we initially expected. Don’t leave money on the table – trust PCLA with your claim.” John and Mary T., Derry
5/5

Effortless Claims Process, Maximum Results

“PCLA managed our claim from start to finish, making the process effortless for us. Their clear communication kept us informed, while their expertise secured a settlement far beyond what we could have achieved on our own. For a stress-free claim experience and optimal results, PCLA is the clear choice.”
David L., Armagh

Trusted by Northern Ireland homeowners for over 20 years.

More than 20 Years Experience and over £25M+ Claims Recovered

We’ve helped thousands of homeowners in Northern Ireland recover from property damage. Let us help you too!

Here’s How It Works:

  • Call 028 9581 5318 or fill out our simple form to tell us about your claim
  • We’ll assess your claim and provide advise on next steps
  • Our expert loss assessors will conduct a free property damage survey on your behalf
  • And remember, we do all of the work for you, including negotiating with the insurance company
  • You receive the maximum settlement with minimal hassle

How Property Claims Loss Assessors Can Help You:

PCLA assessing a leaking pipe

Get Your Free Claim Review Today!

Why Choose PCLA?

Expert Claim Management

  • Free, no-obligation survey
  • Damage assessed within 24 hours
  • We compile all costs for you
  • Full management of the entire claims process
  • Skilled negotiation with insurance companies

Client-Centric Approach

  • All money goes directly to you
  • No win, No fee guarantee
  • We cover all of Northern Ireland

Professional Qualifications

  • Certified Insurance Practitioners
  • Qualified Building Surveyors

Why should you use a Loss Assessor?

AspectWhat we do for youWhat you will need to do
Initial AssessmentFree, no-obligation survey within 24 hoursMay need to arrange and pay for independent surveys
Preparing Your ClaimWe compile all costs comprehensivelyYou must research and estimate all costs yourself
Claims ProcessFull management from start to finishYou manage the complex process alone
NegotiationSkilled negotiation with insurance companiesLimited negotiation experience with insurers
ExpertiseCertified Insurance Practitioners and Qualified Building SurveyorsLack of professional insurance and building expertise
Financial RiskNo win, No fee guaranteePotential for out-of-pocket expenses
PaymentAll money goes directly to youSame, but potentially lower settlement amount
Time InvestmentWe handle time-consuming tasksSignificant personal time and effort required
Coverage AreaAll of Northern IrelandDepends on your availability to manage the claim
Stress LevelReduced stress with professional handlingPotentially high stress managing complex claim

Don’t risk leaving thousands on the table

  • Save Time & Minimise Disruption. Let us handle the details while you focus on what matters most – your family and life.
  • Expert Guidance. Our experienced team has a proven track record of maximising settlements for our clients.
  • Clear Communication. Stay informed throughout the process with our always-available support.
  • Peace of Mind. We understand the stress of insurance claims. Let us shoulder the burden and fight for what you deserve.

Claims We've Settled

The Hidden Shower Leak

Client: Tony, Downpatrick.

Problem: A concealed leak from the shower waste caused extensive damage to multiple rooms.

PCLA Action: Comprehensive assessment and expert negotiation.

Outcome: £20,000 settlement – 40% more than the initial offer!

I thought the damage was minor until PCLA’s thorough inspection revealed the true extent. Their expertise not only saved my home from further damage but also secured a settlement that covered all repairs and more. Don’t underestimate water damage – let PCLA uncover the full picture for you.” – Tony

The Toilet Trouble Turnaround

Client: Fergal, Derry.

Problem: A leaking toilet waste pipe damaged the kitchen and valuable timber flooring.

PCLA Action: Swift response and detailed documentation of all damages.

Outcome: £12,000 settlement – fully covering repairs and upgrades!

When I saw my kitchen ceiling bulging, I panicked. PCLA stepped in within 24 hours, documented everything meticulously, and negotiated a settlement that not only repaired the damage but allowed for some kitchen upgrades too. Their quick action prevented a disaster from becoming a catastrophe.” – Fergal

The Invisible Kitchen Culprit

Client: Jonny, Belfast.

Problem: A hidden leak in the kitchen floor caused unseen moisture damage.

PCLA Action: Arranged for leak detection and compiled comprehensive evidence for the claim.

Outcome: £18,000 settlement – 50% higher than Jonny’s initial estimate!

Without PCLA, I would have grossly underestimated the extent of the damage. Their thorough approach uncovered issues I hadn’t even noticed. The settlement they secured allowed me to not just repair, but also protect my home against future leaks. It’s an investment that paid for itself many times over.” – Jonny

Key Takeaways:

  • Average settlement increase: 40%
  • Response time: Within 24 hours
  • Coverage: All of Northern Ireland
  • Expertise: Uncovering hidden damage that clients often miss

Don’t leave money on the table or risk overlooking hidden damage. Let PCLA’s experts handle your claim from start to finish.

Get Your Free Claims Assessment Now

About PCLA

At PCLA, our mission is to empower Northern Ireland homeowners and businesses to receive their full and fair entitlement from insurance claims. We combine expert knowledge, unwavering dedication, and cutting-edge technology to maximise settlements, minimise stress, and restore peace of mind. Our commitment is to level the playing field between policyholders and insurance companies, ensuring that every client’s voice is heard and their rights are protected.

Our promise is to get you your full entitlement under the terms of your policy.

PCLA has grown from a small, local operation to Northern Ireland’s leading independent loss assessment firm. Over the past 20 years, we’ve helped thousands of clients recover millions of pounds in fair settlements, establishing ourselves as trusted advocates in the insurance claims process. Our team of certified professionals brings over 25 years of combined experience, ensuring that every client receives the highest level of service and expertise.

Remember, We Make Insurance Claims Easy!

Do you have questions about our Loss Assessor Service?

A Loss Assessor works on your behalf to manage your insurance claim, ensuring you receive the maximum possible settlement. We handle all negotiations with your insurance company, assess the damage thoroughly, and help you navigate the complexities of the claims process.

Unlike a Loss Adjuster, who works for the insurance company and aims to minimise the payout, PCLA works exclusively for you. Our goal is to maximise your claim settlement to ensure you have the funds necessary to fully repair and restore your property.

No, PCLA operates on a ‘No Win, No Fee’ basis. You won’t have to pay anything upfront. Our fees are only a percentage of the settlement, and only if we succeed in getting you your claim.

With over 25 years of experience, we have the expertise to accurately assess the full extent of the damage and compile a comprehensive claim. We understand insurance policies inside and out, which means we can negotiate more effectively on your behalf.

Even if your insurance company has made an offer, it’s not too late to get PCLA involved. We can review the offer and often negotiate a significantly higher settlement due to our detailed assessments and expert negotiations.

We pride ourselves on our rapid response. We can typically assess your damage within 24 hours of your call, ensuring that your claim is processed quickly and efficiently to prevent further losses.

Absolutely. While water damage claims are a common service we provide, our expertise extends to all types of property damage claims, including fire, theft, storm, and accidental damage.

Starting the process is simple. Click on our “Get Your Free Claim Assessment” button, fill out the form, and we will get back to you promptly. Alternatively, you can call us directly to speak with one of our expert Loss Assessors.

During your free assessment, we’ll discuss the details of your situation, review any existing offers or assessments, and provide you with a clear understanding of how we can help and what you can expect in terms of potential settlement increases.

Northern Ireland's Favourite Loss Assessor

*based on Google reviews

Loss Assessors Northern Ireland

PCLA Operate Across Northern Ireland

With offices in Belfast and Omagh, we’re uniquely equipped to handle claims in every corner of the country. Our local expertise, combined with our national resources, means you get the best of both worlds – personalised service and maximum claim success.

Free Claim Assessement