Northern Ireland gets its fair share of bad weather. Wind, rain, hail and even lightning can cause serious and devastating storm damage to your home. In this article we’ll answer some of the most popular storm damage insurance claim questions and explain the best way to make a claim on your home insurance.
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In some instances, damage from storms is not noted until a long time after the storm occurs when tiles or slates have been dislodged. It can take a heavy rainfall after a storm and water coming into a property to realise that a property is storm damaged.
At Property Claims Loss Assessors we see many cases where storm damage cases have been turned down by an insurance company because the policyholder does not know the date on which the damage to the roof occurred. An insurance company will typically check weather records for the date mentioned by the policyholder to see the conditions on that day and see if a storm was present in the area.
Property Claims Loss Assessors record all storm dates and have access to records to check that the date the damage occurred to the property correlates to one of these dates.