When water damage, fire, or a hidden leak disrupts your property, you need expert help fast. PCLA assist homeowners and businesses across Bangor and North Down with insurance claims and leak detection—handling the process from start to settlement.
FCA regulated • No Win, No Fee • 250+ five-star Google reviews
Choose the service that suits your situation:
Our fees are always transparent.
For Loss Assessor services, the fee is 10% of the final insurance settlement, plus VAT. You only pay if your claim is successful.
Most leak detection surveys in Bangor cost between £350 and £750, depending on the size of the property and the location of the leak.
If your home insurance includes Trace and Access cover, you can usually claim this cost back — and we’ll help you handle that part of the process.
If you’re unsure what applies to your situation, call us on 028 9581 5318. We’ll explain your options clearly before any work begins.
You can manage a claim yourself, but remember — the Loss Adjuster sent by your insurer works for them, not for you.
A Loss Assessor like PCLA represents your side. We assess the damage, prepare all documentation, and negotiate directly with the insurer to make sure you receive the full settlement you’re entitled to.
Many homeowners in Bangor come to us after finding the process stressful or time-consuming to handle alone. Having an experienced local team on your side can make a real difference in both outcome and peace of mind.
If you’re unsure, we’re happy to review your situation for free and explain how we can help.
We offer same-day and emergency appointments across Bangor and surrounding areas, so your damage is stopped quickly and your claim starts without delay.
Most Bangor property policies include ‘trace and access’—meaning your insurer pays for finding and fixing leaks. We handle all paperwork to help you get reimbursed, making the process easy.
Our experts visit your property, use non-invasive leak detection, then manage your insurance claim from start to finish. We negotiate with insurers directly, so you can relax and focus on recovery.
If your insurer rejects or reduces your claim, we challenge decisions, provide extra evidence, and negotiate for you—often securing much higher settlements than homeowners receive alone.
No. We use advanced thermal imaging and acoustic technology to pinpoint leaks—no unnecessary drilling or disruption. Most issues are found within hours without damage.
Yes—we cover all neighborhoods in Bangor, plus surrounding County Down towns. Our local expertise means faster service and a smoother claims process with Bangor-based insurers.
Whether you’re managing an insurance claim or dealing with a hidden leak, our specialists will handle it for you.
We’ll find the leak, document the damage, and manage the claim — so you can focus on getting back to normal.
FCA regulated • No Win, No Fee • 250+ Google reviews
We attend homes and businesses across: