Accidental Damage vs. Wear and Tear in UK Home Insurance Claims

claims for home damage

Distinguishing between accidental damage and wear and tear is crucial for successful insurance claims. Learn how PCLA’s professional claims management helps Northern Ireland homeowners secure fair settlement offers through expert assessment and documentation.

What Does Accidental Damage Insurance Cover in the UK?

accidental damage insurance coverage

Understanding your accidental damage insurance coverage is crucial for protecting your property. Learn what’s covered, what’s excluded, and how PCLA’s professional claims management helps Northern Ireland homeowners secure fair compensation.