When property damage occurs, dealing with your insurer can be frustrating and time-consuming. PCLA act as your independent Loss Assessor in Enniskillen, managing your claim from first report to final settlement—so you can focus on getting life back to normal.
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If you’re facing delays, confusing policy wording or an insurer’s low offer, you’re not alone. PCLA represent you, not your insurer, and make sure your property damage claim is handled fairly and efficiently.
PCLA help homeowners and businesses in Enniskillen and across County Fermanagh with property damage insurance claims. Our loss assessors inspect the damage, compile all claim documentation, and negotiate with your insurer to secure a fair and complete settlement.
Yes, PCLA provides dedicated loss assessor services throughout Enniskillen and County Fermanagh. We understand the local property challenges—from period homes to lakeside properties—and work with trusted contractors across the region to ensure your claim is handled with local expertise.
We aim to attend properties in Enniskillen within 24-48 hours of your initial call. For emergency situations like flooding or fire damage, we often provide same-day response. Quick attendance is crucial for protecting your claim and ensuring nothing gets overlooked during the vital first assessment.
PCLA charges 10% plus VAT of your final settlement amount, taken directly from your insurance payout—no upfront payment required. Your initial survey is completely free with no obligation. We work strictly on a ‘no win, no fee’ basis, so you only pay when your claim succeeds.
No. Professional representation typically accelerates the claims process rather than slowing it down. We handle all documentation, evidence collection, and insurer correspondence efficiently, preventing the common errors and delays that affect self-managed claims.
Absolutely. You can appoint PCLA at any point during the claims process, even after the insurance company’s loss adjuster has attended your property. The key difference: their adjuster protects the insurer’s interests, whilst we work exclusively to maximise your settlement.
Homeowners who manage claims themselves typically receive 40% less than those with professional representation. Without expert knowledge of policy coverage and valuation procedures, you may miss entitled items, undervalue damage, or accept inadequate settlement offers.
Our clients consistently achieve settlements 40-60% higher than self-managed claims. This improvement typically far exceeds our fee. We ensure comprehensive damage documentation, proper valuation, and skilled negotiation to secure the maximum settlement you’re entitled to receive.
First, secure the property and prevent additional damage where safe to do so. Then contact PCLA before speaking to your insurance company. We provide immediate free guidance and can attend quickly to document everything correctly—early professional involvement dramatically improves claim outcomes.
Damaged home? We’ll handle the insurance claim for you — start to finish.
When your property’s damaged, the insurer’s process can feel endless — forms, calls, and jargon when all you want is your home repaired and life back to normal.
We hear it all the time from homeowners in Enniskillen — claims dragging on, offers that don’t cover the real cost, and stress that only adds to the damage already done.
At PCLA, we take the pressure off. Our local loss assessors visit your home, document the full damage, and manage your claim directly with the insurer — ensuring nothing is missed and you get what you’re entitled to.
We’re based in Northern Ireland and work solely for you, not the insurance company. And with our No Win, No Fee promise, there’s no cost unless we secure your settlement.
Call PCLA today to arrange your free claims consultation. We’ll meet you in Enniskillen, assess the damage, and take care of the rest.
FCA regulated • No Win, No Fee • 250+ five-star reviews
We regularly visit homes and businesses across: Lisbellaw, Ballinamallard, Lisnaskea, Tempo and Irvinestown.