Have you suffered accidental damage and need to make an insurance claim?

Contact PCLA for free, no obligation expert advice and support. 

Our promise is to get you the best possible settlement under the terms of your policy.

Loss Assessors will provide you with expert advice and support.

Accidental Damage Claims

Do you need to make an insurance claim for accidental damage?

The accidental damage peril on an insurance policy covers several instances. However, something that you think may be covered might not be. Call Property Claims Loss Assessors (PCLA) and ask us to guide you through the process.

  • As loss assessors, it’s our job to present your claim in the most beneficial way for you.
  • We will work on your behalf to make sure your claim is processed as quickly as possible.
  • It’s our promise to get you the full amount that you are entitled to under your insurance policy.

Should you use a Loss Assessor?

Making an insurance claim can be very time consuming and often frustrating. We’re here to help. As experienced loss assessors we work on your behalf to manage the entire claim process, so you don’t have to, and to ensure you receive everything you are entitled to.

What our client's say

Ann Smith
Ann Smith
27/02/2024
Great company, highly recommend
Clark Warden
Clark Warden
14/02/2024
I had damage in my house caused by a water leak which was going to cost more to fix than I anticipated and required a claim. I Googled 'independent insurance assessors' and based on the very satisfied customer reviews, I selected Property Claims Loss Assessors Ltd. I was not disappointed. Jordan gave a great professional service from start to finish which exceeded all my expectations. I would highly recommend Property Claims Loss Assessors Ltd to everyone.
Liam Maguire
Liam Maguire
13/02/2024
PCLA recently handle a claim on my behalf that I had with my property and I must say they where very efficient always keeping me up to date and very professional would highly recommend them to others thanks Greg
Noeleen O'Connor
Noeleen O'Connor
12/02/2024
Declan dealt with my insurance claim, he handled everything from start to finish, it was totally stress free for me and fantastic results, highly recommend this business especially Declan.
foot printzs
foot printzs
08/02/2024
Declan and his team were/are lovely people to deal with. From the moment he arrived at our address there was an air of confidence about him that put us at ease straight away. He explained everything in detail so that we knew exactly what was going to happen, and although proceedings after that took a little longer than I expected, it was because he was fighting our case and eventually achieved a result that everyone is happy with. If ever we are unfortunate enough to have another emergency involving our house insurance, his will be the first number I will call.
Niall Greenan
Niall Greenan
26/01/2024
Great service as they took away all the hassle of paper work and a speedy result to the problem Thanks again Niall
Emma Baxter
Emma Baxter
25/01/2024
This company was excellent. They communicated effectively throughout the process and were efficient at securing a substantial claim from our insurance company for a leak we had. Highly recommend.
Jenny Convery
Jenny Convery
18/01/2024
Jordan was on the ball after we had loss of water from the bathroom. He dealt with a very slow insurance company, saving us the stress and hassle of dealing with them,we received a better than expected payout, thanks so much, highly recommended 😀 👍
Stephen Mcgale
Stephen Mcgale
12/01/2024
Thanks Declan, excellent service from start to finish.

PCLA take the stress out of accidental damage insurance claims.

Home Insurance Claims Made Easy

Don’t let property damage leave you feeling lost. Download PCLA’s free guide today and discover how to get everything you’re entitled to. Just enter your details below and we’ll send you our free step by step guide.  

FAQs and common questions

The process of settling an insurance claim for damaged property can be complicated and frustrating. You can appoint a loss assessor to represent you (the policy holder). Loss Assessors speak to the insurance company on your behalf and will manage your insurance claim. A Loss Assessor uses their expertise and specialist knowledge to get you the best possible settlement figure.

Making an insurance claim is not always straightforward. A Loss Assessor will know what you can claim for and how to make sure you get your full entitlement. PCLA will provide advice and support to ensure you are fully aware of the claims process. It is our job to remove the stress and inconvenience of making a household insurance claim. We are Building surveyors and Certified insurance practitioners who will assess the damage to your property and draw up a schedule of loss. We work on your behalf, so that nothing is forgotten or overlooked. With PCLA working for you, we will ensure you get a fair settlement.

When you make a claim under your household insurance policy, the insurance company will appoint a loss adjuster. PCLA will act as your loss assessor and negotiate your claim on your behalf, meaning you don’t have to deal with the insurance company or their loss adjuster. As an independent company with over 20 years experience, we know how to make sure our clients get their full entitlement. Remember, we work for you.

At PCLA we believe in being upfront about our costs. Our initial survey is free. Even if our survey finds that it’s not actually a claim, there’s still no charge to you. If you appoint PCLA to manage your claim, we work on a ‘no win no fee’ basis. Once your claim is settled our professional fee of 10% plus VAT will be included in your settlement cheque.

We aim to meet clients on the next available working day. However, we try to accommodate client needs as best as we can. Call us today on 028 9581 5318 to arrange a time that suits you.

Related Articles

What is impact damage insurance?

What is impact damage insurance?

This type of insurance claim is not as common as other forms of property claims. But, if you are unlucky enough to experience impact damage to your property, it is important to know how to make a successful insurance claim.

Get help with your accidental damage insurance claim

What is accidental damage insurance?

This is damage to your property that is not the result of a specific event, such as a fire or storm. However, not all home insurance policies include accidental damage as standard and those that do have certain exclusions. 

Loss Adjusters Belfast

Loss Adjusters Belfast

Are you looking for a loss adjuster in Belfast? Do you need help dealing with your insurance company? PCLA can provide you with impartial insurance claims advice.

Get Free Advice

Complete this form to request a call back from one of our experienced loss assessors.

Property Claims Loss Assessors Ltd. are authorised and regulated by the Financial Conduct Authority. FRN 933781.

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Belfast Office: 2 Mount Oriel, Saintfield Road, Belfast, BT8 7HR
Tel: 028 9581 5318

Email: [email protected]

Download our free guide to learn 7 essential tips to make a successful home insurance claim.

Don’t wait until it’s too late. Get your FREE guide now to learn how to make sure you get your full entitlement and avoid any pitfalls.

Download our free guide to learn 7 essential tips to make a successful home insurance claim.

Don’t wait until it’s too late. Get your FREE guide now to learn how to make sure you get your full entitlement and avoid any pitfalls.