Loss Assessor Service
Our Expert Loss Assessors Evaluate Property Damage, Negotiate Claims, and Get You The Settlement You’re Entitled To.
Worried About an Insurance Claim? Let Us Handle It.
We assess the damage, deal with your insurer, and fight for your full settlement — so you don’t have to.
Call PCLA Today!
We’ll tell you what your insurer isn’t—and how to get the full amount you’re entitled to. No pressure. No obligation.
Trusted by homeowners across Northern Ireland!
With over 240 five-star Google reviews and hundreds of successful claim recoveries, we deliver proven results—helping you overcome frustration and secure the settlement you’re entitled to.
Let PCLA handle the stress for you.
Loss Assessors Northern Ireland: Fast, Hassle-Free Claims & Maximum Settlements for Homeowners
- Save Time & Minimise Disruption: We handle all the details of your claim, so you can focus on your family and life.
- Expert Guidance: Our experienced team has a proven track record of securing successful claims and maximising settlements for our clients.
- Clear Communication: We keep you informed throughout the process and are always available to answer your questions.
- Peace of Mind: We understand the stress of dealing with a home insurance claim. Let us take the burden off your shoulders and fight for the compensation you deserve.
No stress, no hassle
We'll speak to your Insurance Company and meet with the Loss Adjuster. We compile all costs - so there's no need for you to get builders' quotes!
Get your full entitlement
Our promise is to get you the best possible settlement under the terms of your policy. With all of the money going directly to you. No win, no fee!
Fast Response
We understand the urgency of your claim. That's why we can provide a free property damage survey within 24 hours.
How to Avoid the Mistakes That Cost Homeowners Thousands
Most claims are underpaid because homeowners miss critical steps. This guide shows you how to protect your payout by avoiding the errors insurers rely on. Free to download for a limited time only.
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Over 240 homeowners rate us 5-stars for taking the stress out of their home insurance claims.
More than 25 Years Experience and over £25M+ Claims Recovered
We’ve helped thousands of homeowners in Northern Ireland recover from property damage. Let us help you too!
Here’s How It Works:
- Call 028 9581 5318 or fill out our simple form to tell us about your claim
- We’ll assess your claim and provide advise on next steps
- Our expert loss assessors will conduct a free property damage survey on your behalf
- And remember, we do all of the work for you, including negotiating with the insurance company
- You receive the maximum settlement with minimal hassle
How Property Claims Loss Assessors Can Help You:
- Free no obligation survey!
- Damage assessed within 24 Hours
- We compile all costs for you
- We manage the entire claims process
- We negotiate with the insurance company
- We're Certified Insurance Practitioners
- We're Qualified Building Surveyors
- All money goes to you, not us
- No win, No fee
Northern Ireland's Favourite Loss Assessor
*based on Google reviews
Get Help Today
Please Note: We’re only able to service clients in Northern Ireland.
PCLA: Your Trusted Loss Assessors in Northern Ireland
When you’re dealing with the stress and disruption of a home insurance claim, you need a partner you can trust to make the process easy. PCLA’s team of certified loss assessors have the knowledge, experience and tenacity to secure the settlement you deserve, so you can focus on getting your life back to normal.
What does a Loss Assessor do?
A Loss Assessor is an independent insurance claims expert who works for you, the policyholder—not the insurance company. Our job is to manage your home insurance claim from start to finish, making sure you get the full settlement you’re entitled to.
Unlike a Loss Adjuster, who is appointed by and acts for your insurer, a Loss Assessor represents your interests alone.
They:
- Assess the damage to your property;
- Interpret your insurance policy;
- Handle all paperwork and documentation;
- Negotiate directly with the insurer;
- Aim to maximise your settlement—not minimise it.
You might also hear a loss assessor referred to as a:
- Claims Consultant;
- Public Loss Adjuster;
- Policyholder Advocate;
- Insurance Claim Specialist.
All of these terms reflect the same idea: a professional on your side, guiding you through the claims process and helping to reduce your stress.
Loss assessors are insurance claims professionals, but unlike loss adjusters or insurance investigators, our loyalty lies with the homeowner—not the insurer.
What are the key differences between a Loss Assessor and a Loss Adjuster?
| Feature | Loss Assessor | Loss Adjuster |
| Represents | Policyholder | Insurance Company |
| Appointed by | Policyholder | Insurance Company |
| Paid by | Policyholder (at PCLA we charge 10% of the final settlement offer + VAT) | Insurance Company |
| Primary Goal | To get the policyholder everything they are entitled to under the terms of their policy. | Evaluate and Challenge the validity of the claim |
| Role | Advocate, negotiator for the policyholder | Investigator, evaluator for the insurer |
| Independence | Independent of the insurance company, works for the policyholder | Employed by or contracted by the insurance company |
5 Key Benefits Of Using Our Loss Assessor Service
- Expertise and Knowledge
Maximise your insurance claim with our expert loss assessors. With decades of experience and deep knowledge of insurance policies, we ensure nothing is overlooked. We know exactly how to document and present your claim for the best possible settlement. - Stress and Hassle Reduction
Take the stress out of your insurance claim. Let our dedicated loss assessors handle all the paperwork, site inspections, and communication with your insurer. We lift the burden so you can focus on getting your life back to normal. - Full and Fair Settlement
Get the settlement you deserve with our tenacious loss assessors on your side. We meticulously document every detail of your claim and negotiate skillfully with insurers to maximise your payout. With us, you’ll never be shortchanged. - Faster Claims Process
Get your insurance money faster with our efficient loss assessing service. We know all the requirements and processes inside out, so we can prepare and submit your claim promptly. No wasted time, just a speedy resolution. - Peace of Mind
Get peace of mind during a stressful time. With our expert loss assessors handling every aspect of your claim, you can relax knowing it’s in the best hands. We’re on your side and we’ll fight for everything you’re entitled to.
Other services PCLA provides across Northern Ireland
Feeling overwhelmed by a property damage insurance claim? Don’t let the stress consume you!
At PCLA, our expert claims management team knows exactly what to claim for to maximise your settlement in Northern Ireland. We have years of experience navigating the complex claims process and fighting for the compensation you deserve.
Imagine having a dedicated ally by your side, handling all the paperwork, negotiations, and headaches on your behalf. Our personalised service ensures you receive a fair and timely settlement, so you can focus on restoring your property and moving forward with peace of mind.
Don’t settle for less than you’re entitled to. Find out how our clients get the maximum settlement after using PCLA’s Claims Management service.
Finding a leak in your home or business can be a major headache. Not only does it disrupt your daily routine, it can cause significant damage to your property.
Our expert leak detection specialists have the tools and expertise to quickly and accurately locate leaks in your property, saving you time and money. Don’t let a leak cause any more damage – trust PCLA for reliable leak detection services.
Water damage can cause extensive and costly damage to your home, leaving you stressed and overwhelmed. Dealing with the insurance company can be a tedious and confusing process, leaving you unsure if you will receive your full payout.
Don’t let water damage ruin your life, trust PCLA to help you get the settlement you’re entitled to. Our team of experts will ensure you get the maximum settlement for the water damage caused to your home.
Dealing with fire damage to your home can be a daunting and stressful task. The insurance claim process can add to this stress, with complex paperwork and negotiations.
At PCLA, we understand this burden and have over 20 years of experience in handling fire damage insurance claims. Our team of expert negotiators will work tirelessly on a no win, no fee basis to ensure the best outcome for you.
Let us handle the complexities of your claim so you can focus on recovering and rebuilding your home. Trust PCLA to safely and efficiently manage your fire damage claim and alleviate your stress.
Dealing with property damage to your home can be a nightmare. It can leave you feeling overwhelmed and stressed out as you try to figure out the insurance claim process.
Let PCLA take the burden off your shoulders. With over 20 years of experience and a team of expert negotiators, we will handle all your property damage claims with professionalism and care.
Trust PCLA to handle all your property damage claims, so you can focus on getting your life back to normal.
- Claims Management Assistance
- Insurance Policy Review
- Damage Assessment & Reporting
- Full Claim Preparation & Submission
- Negotiation with Insurance Companies
- Contractor & Repair Co-ordination
- Emergency Response & Temporary Accommodation Support
- Escape of Water Claims
- Fire and Smoke Damage Claims
- Flood and Storm Damage Claims
- Impact Damage Claims (e.g. vehicle strikes)
- Oil Spill & Contamination Claims
- Theft or Vandalism Claims
- Business Interruption Insurance Claims
- Independent Advice for Policyholders
- Qualified Building Surveyors
- No Win, No Fee!
- Detailed Photographic & Written Evidence Gathering
- Direct Liaison with Insurers’ Loss Adjusters
- Timeline & Milestone Tracking for Claims
- Full Settlement Maximisation Strategies
PCLA Operate Across Northern Ireland and Scotland
With offices in Belfast, Omagh, and Glasgow we’re uniquely equipped to handle claims in every corner of the country. Our local expertise, combined with our national resources, means you get the best of both worlds – personalised service and maximum claim success.