No win, no fee – you have nothing to lose!
What would you do with 40% more on your claim settlement?
Call Today To Arrange Your Free Claim Assessment.
Our clients typically receive 40% more than they would on their own.
“I was ready to accept the insurance company’s initial offer of £10,000 for my water damage claim. PCLA’s experts negotiated a final settlement of £14,000 – a 40% increase!” – Sarah T., Belfast
No stress, no hassle
We'll speak to your Insurance Company and meet with the Loss Adjuster. We compile all costs - so there's no need for you to get builders' quotes!
Get your full entitlement
Our promise is to get you the best possible settlement under the terms of your policy. With all of the money going directly to you. No win, no fee!
Fast Response
We understand the urgency of your claim. That's why we can provide a free property damage survey within 24 hours.
“PCLA managed our claim from start to finish, making the process effortless for us. Their clear communication kept us informed, while their expertise secured a settlement far beyond what we could have achieved on our own. For a stress-free claim experience and optimal results, PCLA is the clear choice.”
David L., Armagh
Trusted by Northern Ireland homeowners for over 20 years.
We’ve helped thousands of homeowners in Northern Ireland recover from property damage. Let us help you too!
Aspect | What we do for you | What you will need to do |
---|---|---|
Initial Assessment | Free, no-obligation survey within 24 hours | May need to arrange and pay for independent surveys |
Preparing Your Claim | We compile all costs comprehensively | You must research and estimate all costs yourself |
Claims Process | Full management from start to finish | You manage the complex process alone |
Negotiation | Skilled negotiation with insurance companies | Limited negotiation experience with insurers |
Expertise | Certified Insurance Practitioners and Qualified Building Surveyors | Lack of professional insurance and building expertise |
Financial Risk | No win, No fee guarantee | Potential for out-of-pocket expenses |
Payment | All money goes directly to you | Same, but potentially lower settlement amount |
Time Investment | We handle time-consuming tasks | Significant personal time and effort required |
Coverage Area | All of Northern Ireland | Depends on your availability to manage the claim |
Stress Level | Reduced stress with professional handling | Potentially high stress managing complex claim |
Client: Tony, Downpatrick.
Problem: A concealed leak from the shower waste caused extensive damage to multiple rooms.
PCLA Action: Comprehensive assessment and expert negotiation.
Outcome: £20,000 settlement – 40% more than the initial offer!
“I thought the damage was minor until PCLA’s thorough inspection revealed the true extent. Their expertise not only saved my home from further damage but also secured a settlement that covered all repairs and more. Don’t underestimate water damage – let PCLA uncover the full picture for you.” – Tony
Client: Fergal, Derry.
Problem: A leaking toilet waste pipe damaged the kitchen and valuable timber flooring.
PCLA Action: Swift response and detailed documentation of all damages.
Outcome: £12,000 settlement – fully covering repairs and upgrades!
“When I saw my kitchen ceiling bulging, I panicked. PCLA stepped in within 24 hours, documented everything meticulously, and negotiated a settlement that not only repaired the damage but allowed for some kitchen upgrades too. Their quick action prevented a disaster from becoming a catastrophe.” – Fergal
Client: Jonny, Belfast.
Problem: A hidden leak in the kitchen floor caused unseen moisture damage.
PCLA Action: Arranged for leak detection and compiled comprehensive evidence for the claim.
Outcome: £18,000 settlement – 50% higher than Jonny’s initial estimate!
“Without PCLA, I would have grossly underestimated the extent of the damage. Their thorough approach uncovered issues I hadn’t even noticed. The settlement they secured allowed me to not just repair, but also protect my home against future leaks. It’s an investment that paid for itself many times over.” – Jonny
Don’t leave money on the table or risk overlooking hidden damage. Let PCLA’s experts handle your claim from start to finish.
At PCLA, our mission is to empower Northern Ireland homeowners and businesses to receive their full and fair entitlement from insurance claims. We combine expert knowledge, unwavering dedication, and cutting-edge technology to maximise settlements, minimise stress, and restore peace of mind. Our commitment is to level the playing field between policyholders and insurance companies, ensuring that every client’s voice is heard and their rights are protected.
Our promise is to get you your full entitlement under the terms of your policy.
PCLA has grown from a small, local operation to Northern Ireland’s leading independent loss assessment firm. Over the past 20 years, we’ve helped thousands of clients recover millions of pounds in fair settlements, establishing ourselves as trusted advocates in the insurance claims process. Our team of certified professionals brings over 25 years of combined experience, ensuring that every client receives the highest level of service and expertise.
Remember, We Make Insurance Claims Easy!
A Loss Assessor works on your behalf to manage your insurance claim, ensuring you receive the maximum possible settlement. We handle all negotiations with your insurance company, assess the damage thoroughly, and help you navigate the complexities of the claims process.
Unlike a Loss Adjuster, who works for the insurance company and aims to minimise the payout, PCLA works exclusively for you. Our goal is to maximise your claim settlement to ensure you have the funds necessary to fully repair and restore your property.
No, PCLA operates on a ‘No Win, No Fee’ basis. You won’t have to pay anything upfront. Our fees are only a percentage of the settlement, and only if we succeed in getting you your claim.
With over 25 years of experience, we have the expertise to accurately assess the full extent of the damage and compile a comprehensive claim. We understand insurance policies inside and out, which means we can negotiate more effectively on your behalf.
Even if your insurance company has made an offer, it’s not too late to get PCLA involved. We can review the offer and often negotiate a significantly higher settlement due to our detailed assessments and expert negotiations.
We pride ourselves on our rapid response. We can typically assess your damage within 24 hours of your call, ensuring that your claim is processed quickly and efficiently to prevent further losses.
Absolutely. While water damage claims are a common service we provide, our expertise extends to all types of property damage claims, including fire, theft, storm, and accidental damage.
Starting the process is simple. Click on our “Get Your Free Claim Assessment” button, fill out the form, and we will get back to you promptly. Alternatively, you can call us directly to speak with one of our expert Loss Assessors.
During your free assessment, we’ll discuss the details of your situation, review any existing offers or assessments, and provide you with a clear understanding of how we can help and what you can expect in terms of potential settlement increases.
*based on Google reviews
EXCELLENT Based on 239 reviews Patrick Dornan26/11/2024Trustindex verifies that the original source of the review is Google. Highly recommended for those unsure how to deal with insurance company's. Takes your claim out of your hands and deals directly with the insurance company on your behalf. Thorough professional service throughout and took the stress out of my claim with a successful outcome. Thank you Declan. Brian Slattery25/11/2024Trustindex verifies that the original source of the review is Google. Made contact with Jordan regarding escape of water in my home, Jordan arrived a few days later to start the claim, Jordan always kept in contact with us with updates, we received a settlement offer that we were more than happy with. By using PCLA and Jordan this took the pressure of communicating direct with our insurance company as it was done for us, I would highly recommend Jordan to look after your claim. Thanks for everything you have done for us Jordan. Rosemary and Brian. James Gibson11/11/2024Trustindex verifies that the original source of the review is Google. Declan was excellent in handling our situation. All questions answered and we were kept informed every step of the way. Would highly recommend. Olive Cluskey02/10/2024Trustindex verifies that the original source of the review is Google. Professional service from start to finish, regular contact and updates, took away all the worry and stress, would definitely recommend Diane Jones02/10/2024Trustindex verifies that the original source of the review is Google. Need to make a claim? I PERSONALLY recommend using PCLA - from dealing with everything in a professional and friendly way to resolving the issue to my satisfaction -Thanks Declan. Michael Moore24/09/2024Trustindex verifies that the original source of the review is Google. Declan was extremely helpful and very professional. Would definitely recommend him. Philip Houston19/09/2024Trustindex verifies that the original source of the review is Google. Declan from PCLA dealt with my insurance claim when we had a leak in our kitchen and successfully got us an insurance settlement quickly so we could proceed with the repairs. I would definitely recommend them. Lori McConnell16/09/2024Trustindex verifies that the original source of the review is Google. I recently had a claim and Jordan was very helpful, he informed me at each stage of what I needed to do. I have a disabled son and this was an added stress I did not need if I had been solely doing a claim myself. I would highly recommend pcla's services they are very professional and efficient and we were very satisfied with the outcome. Georgie Cosgrove18/08/2024Trustindex verifies that the original source of the review is Google. Excellent service dealt with my claim after water leak damage. I found this company professional and easy to deal with , kept me informed with progress re claim and made this difficult time a lot easier for me. I was very happy with the results they delivered.
With offices in Belfast and Omagh, we’re uniquely equipped to handle claims in every corner of the country. Our local expertise, combined with our national resources, means you get the best of both worlds – personalised service and maximum claim success.