When your property is damaged, dealing with the insurance company can feel daunting and confusing. PCLA are independent Loss Assessors based in Northern Ireland — we act for you, not the insurer. From our local team, we handle every detail of your insurance claim, ensuring the process is fair, transparent, and stress-free.
Serving Armagh, Markethill, Keady, Richhill, Tandragee, and the wider County Armagh area.
“The PCLA team managed everything from the first inspection to the final settlement — professional and reassuring throughout.”
FCA regulated • No Win, No Fee • 250+ five-star reviews
After damage to your home or business, you want to put things right quickly — but insurers appoint a Loss Adjuster to protect their own interests. PCLA represent you, the policyholder, to make sure your claim is handled properly and settled in full.
You don’t have to face your insurer alone — we handle the process, the paperwork, and the negotiation.
We help homeowners and businesses across Armagh and nearby towns such as Portadown, Lurgan, Keady, and Richhill. Our team manages claims for all major property damage events, including:
No Win, No Fee! – You only pay if your claim is successful.
A homeowner in Armagh experienced a burst pipe under the kitchen floor, causing extensive water damage to cupboards and flooring. PCLA carried out a full moisture survey, documented the repairs required, and dealt directly with the insurer’s Loss Adjuster. Within seven weeks, the client received a £24,500 settlement to cover reinstatement and redecoration.
Water damage claim successfully managed by PCLA — Portadown, County Armagh
*based on Google reviews
“PCLA were calm, efficient, and genuinely on our side from the first call.” — Armagh homeowner
We work on a No Win, No Fee basis. Our standard fee is 10% of the final settlement plus VAT — nothing upfront.
Included:
If your claim isn’t successful, you pay nothing.
The truth: Most homeowners see a settlement increase of 40-60% when they use a professional loss assessor.
Remember, you receive 100% of the final settlement offer and we only invoice you after you have been paid.
With PCLA, you get expert advocacy without any extra up-front costs!
Insurers send their own loss adjusters to protect their interests; we work solely for you. Even small claims can hide hidden damage—like moisture in floors, insulation, or electrics—that often get missed. Having a local loss assessor means every loss is documented, nothing gets overlooked, and you’re protected from policy gaps.
It’s always best to contact us right away. The sooner we get involved, the more thoroughly we can document every aspect of your damage—before the insurer’s offer locks things in. Already started your claim? No problem. We can review your insurer’s settlement offer and, if needed, negotiate for a better result.
Absolutely. We serve Armagh and the surrounding area with fast, local response times. Our assessors know the region’s building types, common damage patterns, and contractor networks, so you benefit from deep local expertise and support—especially during storms, floods, or burst pipe emergencies unique to Northern Ireland.
On the contrary, we handle the claims process for you—from paperwork through negotiation—so you can focus on what matters most. Homeowners often tell us the greatest relief is having an expert manage the frustration, phone calls, and complex insurance language, making things simple and stress-free.
Yes—all UK loss assessors must be regulated by the Financial Conduct Authority (FCA). We display our FCA registration number openly (FRN 933781), and our team has decades of property insurance experience. You’ll have complete transparency and direct access to qualified experts who put your interests first.
Loss adjusters work for your insurance company—their job is to minimise payouts.
Loss assessors work for you.
Our sole focus is getting you the maximum settlement you are entitled to, identifying every detail of loss—seen and unseen—so you never lose out due to overlooked damage or confusing policy language.
Yes, and this is where we add the most value. Insurers may offer less than what your policy really covers or miss critical costs for full restoration. We analyse their offer, gather evidence, and negotiate directly so you can recover properly—even if you’ve started your claim.
We can do both. Our team can facilitate emergency work to secure your property after damage, advise on professional contractors, and manage all communications with your insurer—making recovery simple and seamless.
Contact us for a free claim review—no obligation, just peace of mind.
From our Northern Ireland offices we manage claims across: Armagh, Keady, Moy, Markethill, Tandragee, and the wider County Armagh region.
Did you know: Many homes in rural Armagh suffer from oil tank leaks or water damage during winter — we’ve helped numerous clients restore their homes quickly and fairly.
Get Expert Help with Your Claim!
PCLA act for homeowners — not insurers. We take care of your insurance claim from start to finish, ensuring you receive a fair settlement and peace of mind.
Call PCLA to Request Your Free Claim Review Today!
Property Claims Loss Assessors Ltd (PCLA) are independent Loss Assessors helping homeowners and businesses across Northern Ireland secure fair insurance settlements.
We’re fully insured and FCA regulated (FRN 933781).
Trusted by policyholders, landlords and commercial clients.
PCLA – Loss Assessor | Insurance Claims | No Win-No Fee