If your home or belongings have been damaged by fire, a fire damage insurance claim helps you recover the compensation you need to put things right.
At PCLA, we take over the claim on your behalf so you don’t have to fight your insurer — and ensure you get every penny you’re entitled to under your policy.
Call now for free advice or request a callback — we’re ready when you need us.
We manage the fire damage insurance claim in full, so you can focus on what matters: rebuilding and recovery.
We handle everything from your initial notification to insurer through to claim resolution. We ensure all losses — flames, smoke, structural — are properly documented, inspected, and valued.
We assess damage to soft furnishings, personal belongings, electronics, and more. Smoke and soot can spread far beyond visible fire damage; we make sure nothing important is missed.
We coordinate clean-up and restoration works with trusted local contractors. From debris removal to rebuilding, we help get your home safe and habitable again.
Hoses, sprinkler systems or flood suppression efforts often lead to water damage. Even if not immediately visible, water can affect structure, flooring, electrics. We include this damage in your claim.
If your home is uninhabitable or unsafe, many policies entitle you to temporary living costs, meals, transport and more. We ensure you get what you’re owed without extra stress.
We liaise with adjusters, surveyors, contractors — while keeping you in the loop every step of the way. You get clear status updates, no jargon, no surprises.
If any of these apply, your claim may be undervalued or being mishandled:
If any are true — call us now.
If you try to handle a fire damage insurance claim alone, insurers’ loss adjusters will look out for their own interests, not yours. With a qualified, independent loss assessor like PCLA:
We’ve helped families all over Northern Ireland — Belfast, Lisburn, Derry, Bangor, Newry, Antrim. Terraced houses, detached homes, rented properties — kitchen fire, electrical faults, chimney issues, partial or total losses — we’ve seen it all. We can help you too.
Yes — we can take over at any stage. We review what’s been done, what evidence was used, and negotiate further where possible.
Most domestic fires are. We specialise in accidental fire claims, and know how to prove them under your policy.
Almost always. Our approach finds hidden damage, unclaimed items, and policy entitlements many homeowners miss.
No upfront cost. We work on a no-win-no-fee basis. Our fee is a portion of what we help recover — so we only benefit when you do.
We can help you understand shared damage or liability issues. We’ll guide you through how your claim interacts with neighbours’ damage and whether separate or joint claims apply.
Let PCLA handle the claim so you can rebuild with confidence.
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Have you suffered property damage in Northern Ireland and need help making an insurance claim?
Our expert Loss Assessors specialise in helping busy property owners with all types of property damage claims.
Complete this form and one of our experienced claims professionals will call you back.
Please Note: We’re only able to service clients in Northern Ireland.