What is accidental damage insurance?

Get help with your accidental damage insurance claim

This is damage to your property that is not the result of a specific event, such as a fire or storm. However, not all home insurance policies include accidental damage as standard and those that do have certain exclusions. 

Home Insurance: Everything you need to know about storm damage

Everything you need to know about a storm damage insurance claim

Northern Ireland gets its fair share of bad weather. Wind, rain, hail and even lightning can cause serious and devastating storm damage to your home. In this article we’ll answer some of the most popular storm damage insurance claim questions and explain the best way to make a claim on your home insurance.

Loss Adjusters Belfast

Loss Adjusters Belfast

Are you looking for a loss adjuster in Belfast? Do you need help dealing with your insurance company? PCLA can provide you with impartial insurance claims advice.

Water Pipe Insurance: What’s Covered for Burst and Leaking Pipes

Can you claim for burst water pipes on your home insurance?

If you’re unfortunate enough to experience a plumbing emergency such as a burst pipe, it’s important to know if you can make a claim on your home insurance for the damage. For most people who have a home insurance policy the answer is yes, you will be able to make a claim.

What types of property claims does a loss assessor manage?

What types of property claims does a loss assessor manage?

A loss assessor will manage any type of insurance claim covered by an insurance policy. In this article, we’ll uncover the reasons why you should consider working with a loss assessor if you need to make an insurance claim for property damage.

Northern Ireland Loss Assessor

Northern Ireland Loss Assessor

PCLA are a leading Loss Assessor firm operating throughout Northern Ireland. As an independent company with over 20 years experience, we know how to make sure our clients get their full entitlement.

Electrical appliance safety tips

The Ultimate Guide to electrical Appliance Safety

Do you know how many electrical appliances you have at home? I bet it’s more than 20. Modern homes are full of kettles, TV’s, toasters, cookers, lights, heaters, PCs, washing machines and so on. This article shares electrical appliance safety tips to help you prevent accidental fires from breaking out in your home.

Home Insurance Terms Explained: Excess, Perils, and Policy Wording

What are the most common home insurance terms?

Do you struggle to understand your home insurance policy? Don’t worry, you’re not the only one. Even though these documents are complex, they often contain standard terms that you will see throughout the document. Here’s everything you need to know about the most common home insurance terms in your policy.

How to reduce the risk of your house getting burgled

an happen to anyone at any time and there is virtually no way of knowing when and where a burglary will occur. However, with the right steps in place, you can reduce the risk of your house getting burgled. 

Burglaries are unfortunately a common occurrence in Northern Ireland. They can happen to anyone at any time and there is virtually no way of knowing when and where a burglary will occur. However, with the right steps in place, you can reduce the risk of your house getting burgled.